If you do not have good protection on your website, Documents can easily get lost. Some of those files might be stored in your computer and easily replaceable, but what about the rest of them? Where will you get them out of again, if you lose them the first time? Especially for sites that have been in operation for quite a long time, fix malware problems free is very important. Many times sites have a lot of data and have created a high number of documents. Recreating that all are a nightmare, and not something any business owner would webpage like to do.
Everything you have worked for will proceed with it, should the server of your site return. You'll make no sales, get no visitors or signups to your site, until you have the site back up 32, find out here and in short, you're out of business.
Move your wp-config.php file up one directory from the WordPress root. WordPress will look for it there if it cannot be found in the this website root directory. Also, nobody else will be able to read the document unless they've FTP or SSH access.
Upgrade, if you're not currently running the latest version of WordPress. Similar to maintaining your door unlocked when you leave for vacation, leaving your site is.
I prefer to use a WordPress plugin to get the work done. Just make sure that the plugin you choose is in a position to do backups that are select, has restore functionality, and can replicate. Be sure that it is often updated to keep pace with all new versions of WordPress. There is not any use in not working, and backing up your data to a plugin that is out of date.